Our People

CFP, Dip FP

Before entering the financial services industry, Ken was, for 8 years, a State Sales Manager for the Phillips Group of companies. For 8 years prior to that, Ken ran his own travel business. His initial work experience was in accounting.

Ken entered the financial planning industry in 1988, and founded Goldkey Holdings Pty Ltd. He has complemented his past sales and training experience with ongoing study of the securities and life insurance industry. Ken has studied Business and Corporation Insurance and Disability insurance with Australian Financial Advisers (AFA) and is a graduate of the Diploma in Financial Planning.

Ken is an Authorised Representative of Garvan Financial Planning, a Certified Financial Planner and was the Garvan Award winner in 1999. Ken is a member of the Financial Planning Association and is a regular seminar presenter.  

Ken has a wealth of knowledge and experience and is highly regarded by his clients and colleagues.

Zeza is a shareholder of Goldkey Holdings Pty Ltd and has been in the Finance Industry since 1979. She has a background in banking, where she underwent much study relevant to the Securities Industry. Zeza joined the Financial Planning Industry in 1991 and is an Authorised Representative of Garvan Financial Planning, a Certified Financial Planner and has a Diploma in Financial Planning. She specialises in retirement planning, investment planning and risk insurance.

Zeza is a member of the Financial Planning Association and is a regular seminar presenter.

  CFP, Dip FP     Cert SIA

CFP, Dip FP  BBus

Nada is a shareholder of Goldkey Holdings Pty Ltd and has been instrumental in building the business. She joined the organisation in January 1990. Nada is an Authorised Representative of Garvan Financial Planning a Certified Financial Planner, and has completed the Diploma in Financial Planning.

Nada is a member of the Financial Planning Association and is a regular seminar presenter.

Nada has recently completed a Bachelor of Business majoring in Economics and Finance.

After graduating from The University of WA with a Commerce degree majoring in Accounting, Michael went on to complete his Master of Business program at Curtin in 1981. This was followed by a very challenging career in the audit/accounting profession both overseas and in Western Australia.

In 1996, Michael joined the Financial Planning industry and has since qualified as a Certified Financial Planner. His clients come from all walks of life and are not limited to any ethnic group. Although most of Michael's business revolves around superannuation and retirement planning, his advice and service cover all facets of financial planning, which include personal protection and wealth creation.

Michael is an Authorised Representative of Garvan Financial Planning.

     CFP, BCom,    M Bus

Lois is a key member of the back office administration of Garvan, Northbridge and has a Diploma in Business Administration. She co-ordinates our important marketing program and is our 'graphic designer'. She is instrumental in the production of our Newsletters, investment letters and seminar material.

Lois is also the contact person for our website. She joined us in 1998.

Sarah Howells joined us as our receptionist - administration officer in Februaty 2010 and is the ‘face’ of our organisation, as she greets our clients and answers the telephone.

In addition to reception work, Sarah is involved in the administration and liaises with all members of staff.

Sarah is accredited to write CHI and Toursafe Travel Insurance, which we offer through our private company Goldkey Holdings Pty Ltd under a separate Australian Financial Services License and is unrelated to GWM Adviser Services Limited T/as Garvan  Financial Planning.